Being organized equals preparedness. There’s no down side to being a little more prepared in general ways especially important when it comes to emergencies. While it feels uncomfortable to discuss emergencies of any sort, there’s comfort in knowing you have created a plan. These little steps with connections, paper work and finances, will take a few extra minutes and give you a big benefit later.
Connections in case of emergency
Our family, friends and neighbors are most important during an emergency. It’s who we rely on and support when an emergency happens. Be sure to make a family emergency plan, include pets and neighbors. That plan should include where to re-connect and meet up after a disaster. Have an out-of-town emergency contact also keeps everyone connected.
Update important documents regularly
Maybe you organized your insurance and important documents several years back immediately after a previous emergency. Spend time each year to review insurance policies, tax documents, and life insurance policies. Keep a current list of utility account numbers in case you are away from your home. All of this should be updated in your safe.
There’s never a good time financially for an emergency. Create an emergency savings fund and keep cash on hand for emergencies. That would be a significant enough amount, such as $500. Surprisingly during a crisis you cannot access all your funds via ATM.
We are often busy enough and put off getting these small organizing pieces in order. If you decide to do just one thing, add an Emergency Contact to your smart phone. There’s a way to add your medical information and then test how to open your phone. In our family, we have Find a Friend on our iphones. This app identifies where we are just in case. Decide on one small thing you can do or a series of small tasks to be prepared.