Organizing your finances is important. But let’s make it as easy and as seamless as we can.
In the early 2000’s, we started experiencing the ease of online banking. Many people were reluctant at first, and some continue to doubt the safety factor.
However, what’s not to love about our smartphones, tablets and computers when they can make something less painful? The best financial apps can make financial organizing easier.
Your bank App
Not only can you make deposits without going to the bank, you can transfer money rather than send a check. Having your bank app on your phone means you can check deposits and account balances.
The trick to keeping current on bill paying is to set a reminder to pay the bills! Reminders are great for paper or online bill pay. Set the reminder as a recurring event each month to act on your finances.
Once a year it’s great to check your credit score. Your credit score impacts how interest on loans, how much you pay for insurance and mortgage rate. Keep up annually with this free app.
I love to shop when I know I am getting the best price for an item. Using Red Laser, I can price an item by scanning the bar code and see where to purchase it most cheaply.
There’s always groceries to buy! Why not share the responsibility by sharing the list? Grocery IQ builds a list that can be used by multiple smart phones. Whoever is on the way home can stop and get the milk now.
Expense accounts can be time consuming! Simplify the process with this app that includes scanning your receipt and adding it to your expense form.
I’d love to learn your favorite financial apps too!
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