It’s a struggle to pay your bills. Anxiety, math phobia, and paperwork challenges all add up to ADHD bill paying problems. Financial documents are a nightmare because of details, multiple steps and lack of consistency. Not to mention those awful accruing late fees! Try one of these ADHD bill paying solutions.
Bill paying center
- Gather together your bills, a pencil, calculator, stamps, envelopes, checks and manilla envelopes.
- Open the envelopes of all the bills and mark the date due on each.
- Divide the bills to pay according to the date due and the income in your checkbook.
- Keep your bill paying center where you see it every day.
- Pay your bills either every day or 7 days ahead of due date.
Online bill paying
- Set up online bill pay using your bank’s services. You will need one bill from each utility, including your account number.
- Open your bills each day and write the due date on the envelope.
- Check your balance weekly.
- Pay your bills daily and set the due date for payment according to your balance and income.
Money Management Binder
- Set up your binder with tabbed slash pockets. Label the pockets: To be paid, January, February, March, etc.
- Use this Monthly Bill Manager to list your bills and how you paid.
- Place all bills in the binder as they arrive.
- Write checks and pay online once a week. Call the day Money Monday or Financial Friday. Set a reminder or put post it notes to help you stay on top of your weekly commitment.
- Keep the binder in the same place all the time so you can drop in bills and keep up with your weekly payments.
Auto debits and other automatic payments
There may be some payments that happen automatically from your account. Make a list of these payments and the amounts taken out monthly. It creates a visual reminder for you and keeps you on track with your money.
Big Bills to Pay
Even with a great system, big surprises happen. Make a list of the big bills you pay at different times during the year. Payments for property tax, insurance, and estimated tax payments occur at random times throughout the year. Go back through last year’s checkbook and create a list of these expenses. Add these to your recurring reminders.
What solutions work for your bill paying?
More bill paying ideas here!
Join my newsletter for oodles of organizing and productivity ideas.